CycleSurgery is now offering finance options with facilities provided by V12 Finance. These enable you to apply for Interest Free Finance and get a decision in minutes. Call 0800 298 8898 / 0044 (0)1483 445239 for more details.

Interest Free Finance


Our Interest Free Finance payment option offers you a simple and cost-efficient way to spread the cost on your new bike or frame purchase. After you've made a 10% deposit, you can start enjoying your new bike now with the remaining cost spread over 6, 9 or 12 equal monthly payments interest free at 0% APR. This offer is available on all bikes, including sale bikes, plus any accessories you buy with your bike.


Bike cost - £450.00 - 10% deposit = Loan Amount of £405.00 - over 6 months = £67.50/mth

Bike cost - £600.00 - 10% deposit = Loan Amount of £540.00 - over 9 months = £60.00/mth

Bike cost - £800.00 - 10% deposit = Loan Amount of £720.00 - over 12 months = £60.00/mth


Eligibility for credit


In order to apply for credit with V12 Finance, you must:

  • Be at least 18 years of age and under 75 years of age
  • Be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age; or in receipt of an invalidity or disability allowance
  • Be a UK resident
  • Be able to make repayments by direct debit
  • Provide your previous address if you have lived at your current address for less than 3 years

So you've decided you're interested. What next?


Once you’ve found a bike & the accessories to suit your needs…simply give us a call on 0800 298 8898 / 0044 (0)1483 445239. Please have the names and ideally the product codes of the items you would like to purchase. You’ll find the product code on the product page to the left of the ‘quantity’ box. Be sure let us know that you are interested in Finance at the start of your call to help us deal with your call more quickly.


There’s no reason not to get on a new bike today!


Please note: Bikes bought on Interest Free Finance orders can only be delivered to the Finance Applicant's home address.


Bikes can also be bought through 0% finance in our stores and taken direct from the store when the bike has been built and safety checked.


Call 0800 298 8898 / 0044 (0)1483 445239 for more details. Alternatively, please visit one of our stores where our staff will be happy to help you.


Further Information


V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH